Terms of Service

By accessing or using the services provided by Growth4U LLC ("we," "us," or "our"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

Growth4U LLC provides business financing solutions including but not limited to working capital loans, lines of credit, equipment financing, SBA loans, commercial real estate financing, and invoice financing. We also offer educational resources through the Growth4U2 Academy.

• You must be at least 18 years of age to use our services.
• You must be a legally registered business entity or sole proprietor operating in the United States.
• You must provide accurate and complete information during the application process.

• Submitting an application does not guarantee approval for financing.
• We reserve the right to approve or deny any application at our sole discretion.
• All information provided in your application must be truthful and accurate. Providing false information may result in immediate disqualification and potential legal action.

• You agree to use our services only for lawful business purposes.
• You are responsible for maintaining the confidentiality of any account credentials.
• You agree not to misuse, reverse-engineer, or attempt to gain unauthorized access to our systems.
• You agree to notify us immediately of any unauthorized use of your account.

By providing your mobile phone number, you consent to receive SMS/MMS communications from Growth4U LLC regarding your application, account updates, and promotional offers. You may opt-out at any time by replying "STOP" to any message. Reply "HELP" for assistance. Message and data rates may apply.

All content on this website, including text, graphics, logos, and educational materials, is the property of Growth4U LLC and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written permission.

Our services are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied. We do not warrant that our services will be uninterrupted, error-free, or free of viruses or other harmful components.

To the fullest extent permitted by law, Growth4U LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services, even if we have been advised of the possibility of such damages.

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Georgia, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts located in Georgia.

We reserve the right to modify these Terms of Service at any time. Changes will be posted on this page with an updated effective date. Your continued use of our services after any changes constitutes your acceptance of the new terms.